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Last Updated: December 2025
IMPORTANT NOTICE — PLEASE READ CAREFULLY:
COBBEE CANNOT ACCESS YOUR DIGITAL ASSETS OR PERFORM BLOCKCHAIN TRANSACTIONS. ALL TRANSACTIONS INITIATED THROUGH OUR SERVICES ARE INITIATED BY YOU THROUGH YOUR WALLET AND COMPLETED THROUGH THE APPLICABLE BLOCKCHAIN NETWORK. COBBEE CANNOT UNDO, REVERSE, OR MODIFY TRANSACTIONS.
COBBEE DOES NOT CONTROL YOUR WALLET OR HAVE ACCESS TO YOUR PRIVATE KEY. COBBEE CANNOT RECOVER YOUR PRIVATE KEY IF LOST. YOU ARE SOLELY RESPONSIBLE FOR THE SECURITY OF YOUR WALLET.
IF YOU DO NOT AGREE TO BE BOUND BY THESE TERMS OF SERVICE, YOU MAY NOT ACCESS OR USE THE SERVICES.
As used in these Terms of Service:
By accessing or using Cobbee, you represent that you have read, understand, and agree to be bound by these Terms of Service ("Terms") and our Privacy Policy, which is incorporated herein by reference. Together, these documents constitute a legally binding agreement between you and Cobbee.
Please note that these Terms are subject to change. We will update the "Last Updated" date at the top of these Terms. Any changes will be effective immediately upon posting. Your continued use of the Services constitutes your acceptance of such changes.
Cobbee is a platform that enables creators to receive support from their audience through cryptocurrency payments. The Site facilitates connections between creators and supporters by displaying profile pages and wallet addresses, but does not control, endorse, or guarantee any content, transactions, or interactions.
Important — Regulatory Status: Cobbee is not a payment processor, financial institution, custodian, money transmitter, money services business, or virtual asset service provider. Specifically, Cobbee:
All transactions are peer-to-peer and conducted directly between user wallets on the blockchain. We simply provide a platform interface for users to display their wallet addresses and connect with supporters. By using this platform, you acknowledge that you are interacting directly with blockchain networks and third-party wallet providers.
Jurisdictional Access: We reserve the right to restrict, suspend, or terminate access to our Services in any jurisdiction where such access would violate applicable laws or regulations, or where we determine that continued operation poses unacceptable legal or compliance risk.
Cobbee charges a 5% platform fee on all support transactions. This fee is paid as a separate blockchain transaction to Cobbee's designated wallet address before the main support payment is processed. The support payment then goes directly from your wallet to the creator's wallet via the x402 payment protocol. Cobbee never takes custody of or controls the support payment itself — we only receive the platform fee which is sent directly to our wallet.
Additionally, blockchain transactions require network fees (gas fees) which are paid directly to blockchain validators. On Base network, these network fees typically cost ~$0.01 per transaction and may be covered by our x402 payment protocol facilitator (Coinbase) as an independent third-party service. Coinbase operates independently and is not an agent of Cobbee. This gas subsidy program may change or end at any time without notice, at which point you will be responsible for gas fees.
Cobbee is provided as an experimental platform "AS IS" with no guarantees of uptime, data retention, or continued availability. We may suspend, modify, or discontinue any portion of the Site at any time without prior notice.
Users are solely responsible for backing up their own data, transaction records, and important information. We are not responsible for any data loss, service interruption, or unavailability of features. Blockchain transactions are permanent and cannot be reversed by Cobbee.
You must be at least eighteen (18) years old to create an account and use Cobbee. By creating an account, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms.
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You shall monitor your account to restrict use by anyone other than yourself. You agree to notify us immediately of any unauthorized use of your account or any other breach of security. Cobbee will not be responsible if someone else accesses your device or account and authorizes a transaction.
If you create an account, you shall (i) provide true, accurate, current, and complete information about yourself, and (ii) maintain and promptly update this information to keep it accurate. If you are a Creator, you represent and warrant that any links you provide lead to content you have created and have full rights to distribute.
By using the Services, you represent and warrant that:
All profile information provided by users (including but not limited to display names, usernames, biographies, avatars, social media links, and website URLs) is self-declared by the user and not verified by Cobbee. By providing profile information, you represent and warrant that:
⚠️ Important Notice: Cobbee does not verify user identities. We are not responsible for any claims, damages, or losses arising from false, misleading, or fraudulent profile information. Supporters should exercise due diligence before supporting any creator. Impersonating another person or entity is a violation of these Terms and may result in immediate account termination and legal action.
By using Cobbee, you represent and warrant to the best of your knowledge that:
While Cobbee does not perform identity verification (KYC), we may employ the following measures to help ensure platform integrity:
Violation of these representations may result in immediate termination of your account. We may report suspected violations to appropriate authorities where required by law or where we believe in good faith that such reporting is necessary.
COBBEE DOES NOT CONTROL YOUR WALLET OR HAVE ACCESS TO YOUR PRIVATE KEY. ACCESS TO YOUR WALLET REQUIRES THE USE OF A PRIVATE KEY THAT IS UNIQUE TO YOU AND MAINTAINED SOLELY BY YOU. IF YOU LOSE YOUR PRIVATE KEY, YOU MAY PERMANENTLY LOSE ACCESS TO YOUR WALLET AND ANY DIGITAL ASSETS STORED THEREIN. COBBEE HAS NO ABILITY TO RECOVER A LOST PRIVATE KEY.
You must personally review and authorize all transaction messages that you wish to execute. This requires you to sign the relevant transaction message with your Private Key via your Wallet. Cobbee is not an agent or intermediary and cannot perform transactions on your behalf.
You accept and acknowledge that:
TRANSACTIONS ON THE BLOCKCHAIN ARE IRREVERSIBLE. IF YOU SEND DIGITAL ASSETS TO AN INCORRECT ADDRESS, OR SEND THE WRONG AMOUNT, SUCH ASSETS MAY BE PERMANENTLY AND IRRECOVERABLY LOST. ONCE TRANSACTION DETAILS HAVE BEEN SUBMITTED THROUGH YOUR WALLET, COBBEE CANNOT ASSIST YOU TO CANCEL OR MODIFY YOUR TRANSACTION.
YOU EXPRESSLY UNDERSTAND AND ACKNOWLEDGE THAT RECORDS OF YOUR TRANSACTIONS, INCLUDING THE SENDER ADDRESS, RECIPIENT ADDRESS, TRANSACTION AMOUNT, AND TIMESTAMP, ARE PERMANENTLY RECORDED ON THE BLOCKCHAIN AND VISIBLE TO ANYONE. COBBEE HAS NO ABILITY TO MAKE ANY BLOCKCHAIN TRANSACTION PRIVATE OR TO ERASE ANY TRANSACTION ONCE IT HAS BEEN RECORDED ON THE BLOCKCHAIN.
COBBEE IS NOT RESPONSIBLE FOR ANY UNAUTHORIZED ACCESS TO OR USE OF YOUR WALLET OR THE THEFT, LOSS, DESTRUCTION, OR UNAUTHORIZED TRANSFER OF YOUR DIGITAL ASSETS. THE SECURITY OF YOUR WALLET IS ENTIRELY YOUR RESPONSIBILITY.
Cobbee charges a 5% platform fee on support transactions. As described in Section 3.0.1, this fee is paid as a separate blockchain transaction to Cobbee's wallet before your support payment is processed. The support payment then goes directly to the creator's wallet. We reserve the right to modify our fee structure at any time with notice.
You are solely responsible for ensuring that you have sufficient Digital Assets in your Wallet to cover any Gas Fees required to complete transactions. Gas Fees are determined by market conditions on the blockchain and are not determined, set, or charged by Cobbee. By using a Coinbase Smart Wallet, Coinbase currently covers Gas Fees for USDC transactions on the Base blockchain, but Cobbee has no assurance that this program will continue.
YOU ARE SOLELY RESPONSIBLE FOR DETERMINING WHAT, IF ANY, TAXES APPLY TO ANY TRANSACTIONS INVOLVING YOUR USER ASSETS, INCLUDING YOUR RECEIPT OR SENDING OF DIGITAL ASSETS. COBBEE IS NOT RESPONSIBLE FOR DETERMINING THE TAXES THAT APPLY TO DIGITAL ASSET TRANSACTIONS.
You are responsible for all federal, state, local, sales, use, value added, excise, or other taxes, fees, or duties arising out of your use of the Services. Cobbee does not provide tax advice and recommends consulting with a qualified tax professional.
Cobbee allows creators to sell digital products through their shop. When purchasing a product, buyers are redirected to a URL provided by the creator after successful payment. Cobbee does not host, store, verify, or control any digital content — we act solely as a platform facilitator.
Before publishing any product, creators must accept the Creator Shop Agreement confirming:
By purchasing any product on Cobbee, you acknowledge and agree that:
The following types of products, content, and activities are strictly prohibited on Cobbee. This list applies to all products, shop listings, profile content, and support messages.
We do not allow anything that breaks the law, violates international regulations, or supports harmful behavior:
We do not allow adult content, services, or anything sexually explicit:
Note: Artistic nudity is allowed if clearly presented as art (e.g., life drawing, sculpture) and not sexual in nature.
We do not allow anything that promotes or glorifies harm:
We do not tolerate hate in any form:
We do not support services that require regulation or involve deceptive practices:
We do not allow content that spreads misinformation:
We do not allow content or accounts that mislead others:
Note: Parody or fan content must be clearly labeled as such and must not deceive or mislead users.
We do not allow:
Some items are not allowed even if legal in your country:
We do not allow sale of telecommunications products and services:
Sale of the following consumer electronics is prohibited:
We strictly prohibit:
The following devices are prohibited:
All listings on Cobbee must constitute actual products:
We strictly enforce these policies. Violations may result in:
This list is not exhaustive. Cobbee reserves the right to determine what violates these guidelines and to update this policy as needed. Our moderation decisions are final.
You agree that you are solely responsible for your conduct in connection with the Services. You agree not to:
Any unauthorized use of the Services terminates the license granted by Cobbee pursuant to these Terms.
You retain ownership of any content you submit to the Site. By posting content, you grant Cobbee a worldwide, non-exclusive, royalty-free license to use, display, reproduce, and distribute your content solely for the purpose of operating, promoting, and improving the platform. This license continues for as long as your content remains on the platform. Upon deletion of your content or account termination, this license terminates, except that Cobbee may retain archival copies for legal compliance purposes and cached or backup copies may persist for a reasonable period. You represent and warrant that you have all necessary rights to the content you post.
By using Cobbee, you acknowledge and agree that certain information will be publicly visible, including:
Creators have the right to moderate, hide, or remove supporter comments and messages from their profile pages. This moderation does not affect blockchain records, which remain permanently accessible.
The Services may contain or integrate with Third-Party Services, including blockchain networks, cryptocurrency wallets, and external links. Such Third-Party Services are not under the control of Cobbee. Cobbee is not responsible for any Third-Party Services.
Your relationship with any Third-Party Service provider is governed solely by your agreement(s) with such provider, and Cobbee disclaims any liability with respect to use of such Third-Party Services. You use Third-Party Services at your own risk.
COBBEE IS NOT AN INVESTMENT OR FINANCIAL ADVISOR OR MONEY TRANSMITTER. COBBEE SHALL NOT BE LIABLE FOR ANY DAMAGES OR LOSSES RESULTING FROM USE OF THIRD-PARTY SERVICES OR ANY WALLET.
All trademarks, branding, and original materials created by Cobbee remain our property. You will not remove, alter, or obscure any copyright, trademark, service mark, or other proprietary rights notices incorporated in or accompanying the Services. Users may not copy, modify, or redistribute any portion of the Cobbee platform or design except as permitted by law.
User-generated content remains the property and responsibility of its respective creators. The Site and its original content, features, and functionality are owned by Cobbee and are protected by international copyright, trademark, and other intellectual property laws.
Cobbee reserves the right, but is not obligated, to monitor or review the Services and Content at any time. We have the right, in our sole discretion, to remove any User Content for any reason (or no reason), including if such Content violates these Terms or any applicable law.
If Cobbee becomes aware of any possible violations of these Terms, we reserve the right to investigate such violations and may, at our sole discretion, immediately terminate your use of the Services or remove your User Content without prior notice.
If we believe that criminal activity has occurred, we reserve the right to disclose any information or materials in our possession, including your User Content, to: (i) comply with applicable laws, legal process, or governmental request; (ii) enforce these Terms; (iii) respond to claims that Content violates the rights of third parties; (iv) respond to requests for customer service; or (v) protect the rights, property, or personal safety of Cobbee, its users, or the public.
YOU EXPRESSLY UNDERSTAND AND AGREE THAT TO THE EXTENT PERMITTED BY APPLICABLE LAW, YOUR USE OF THE SERVICES IS AT YOUR SOLE RISK, AND THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITH ALL FAULTS.
COBBEE EXPRESSLY DISCLAIMS ALL WARRANTIES, REPRESENTATIONS, AND CONDITIONS OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT ARISING FROM USE OF THE SERVICES.
WE DO NOT WARRANT THAT:
NO LIABILITY FOR CONDUCT OF THIRD PARTIES: YOU ACKNOWLEDGE AND AGREE THAT COBBEE IS NOT LIABLE FOR THE CONDUCT OF THIRD PARTIES, INCLUDING OPERATORS OF EXTERNAL SITES OR WALLETS, AND THAT THE RISK OF INJURY FROM SUCH THIRD PARTIES RESTS ENTIRELY WITH YOU.
TO THE EXTENT NOT PROHIBITED BY LAW, IN NO EVENT SHALL COBBEE BE LIABLE FOR PERSONAL INJURY OR ANY INCIDENTAL, SPECIAL, INDIRECT, OR CONSEQUENTIAL DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, LOSS OF DATA, BUSINESS INTERRUPTION, OR ANY OTHER COMMERCIAL DAMAGES OR LOSSES, ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE SERVICES, HOWEVER CAUSED, REGARDLESS OF THE THEORY OF LIABILITY (CONTRACT, TORT, OR OTHERWISE) AND EVEN IF COBBEE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
IN NO EVENT SHALL COBBEE'S TOTAL LIABILITY TO YOU FOR ALL DAMAGES EXCEED THE LESSER OF (I) THE AMOUNT OF FIFTY DOLLARS ($50.00) OR (II) THE AMOUNT YOU PAID TO COBBEE IN THE PREVIOUS TWELVE (12) MONTHS. THE FOREGOING LIMITATIONS WILL APPLY EVEN IF THE ABOVE STATED REMEDY FAILS OF ITS ESSENTIAL PURPOSE.
Exception: The limitations above do not apply to liability arising from Cobbee's gross negligence, willful misconduct, or fraud, to the extent such exclusion is prohibited by applicable law.
YOUR SOLE REMEDY FOR DISSATISFACTION WITH THE SERVICES IS TO STOP USING THEM.
You agree to defend, indemnify, and hold harmless Cobbee and its affiliates, officers, directors, employees, agents, partners, and licensors from and against any and all claims, liabilities, damages, losses, costs, expenses, fees, actions, or demands, including without limitation attorney's fees, arising out of or relating to:
This indemnity shall be applicable without regard to the negligence of any party, including any indemnified person.
Cobbee is free to terminate (or suspend access to) your use of the Services for any reason in our sole discretion, including your breach of these Terms. Cobbee has the sole right to decide whether you are in violation of any of the restrictions set forth in these Terms. If we suspend your use of the Services, you may continue to access your Wallet directly or through other services not hosted by us. Cobbee will not have any liability whatsoever to you for any suspension or termination.
If you want to terminate the Services provided by Cobbee, you may do so by ceasing your use of the Services. You may continue to access your Wallet directly or through other services not hosted by us.
Upon termination of your account or these Terms for any reason, your access to the Services will be terminated. Cobbee may, but is not obligated to, delete any of your User Content upon termination. Blockchain records will remain permanently on-chain regardless of account status.
Before initiating any formal dispute resolution, you agree to first contact us at cobbeefun@gmail.com and attempt to resolve the dispute informally for at least thirty (30) days. Most disputes can be resolved quickly and amicably through direct communication.
These Terms shall be governed by and construed in accordance with the laws of -----, without regard to its conflict of law principles. To the extent that any local consumer protection laws in your jurisdiction provide you with greater rights, those rights shall apply.
Subject to Section 18.4 below, any dispute, controversy, or claim arising out of or relating to these Terms, or the breach, termination, or invalidity thereof, shall be settled by binding arbitration administered in accordance with the UNCITRAL Arbitration Rules. The seat of arbitration shall be -----. The language of the arbitration shall be English. The arbitral tribunal shall consist of a sole arbitrator. The arbitrator's decision shall be final and binding, and judgment on the award may be entered in any court having jurisdiction.
Arbitration Costs: Each party shall bear its own costs and attorneys' fees. The arbitration filing fees shall be shared equally, except that if the total amount in dispute is less than $1,000 USD, Cobbee will pay all arbitration filing fees.
Notwithstanding Section 18.3, the following shall not be subject to arbitration:
TO THE EXTENT PERMITTED BY APPLICABLE LAW, BOTH PARTIES AGREE TO WAIVE ANY RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT, CLASS-WIDE ARBITRATION, OR REPRESENTATIVE ACTION. ANY LEGAL PROCEEDINGS WILL BE CONDUCTED SOLELY ON AN INDIVIDUAL BASIS.
Note: If you are in a jurisdiction where class action waivers are unenforceable or prohibited, this waiver shall not apply to you.
To the extent permitted by applicable law, any claims must be brought within one (1) year of their accrual. Claims brought after this period may be permanently barred, except where a longer period is required by mandatory law in your jurisdiction.
Cobbee shall not be liable for any delay or failure to perform resulting from causes outside its reasonable control, including but not limited to: acts of God, natural disasters, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, strikes, shortages of transportation facilities, fuel, energy, labor or materials, failures of telecommunications or internet service providers, blockchain network failures or congestion, Third-Party Service outages, government actions, or any other causes beyond Cobbee's reasonable control.
You may not use or otherwise export or re-export the Services except as authorized by applicable international laws and the laws of your jurisdiction. In particular, but without limitation, the Services may not be used: (a) in any jurisdiction where such use is prohibited; (b) by anyone subject to international sanctions, including those imposed by the United Nations, European Union, or the United States Office of Foreign Assets Control (OFAC).
By using the Services, you represent and warrant that you are not located in any sanctioned country or on any international sanctions list. You also agree that you will not use the Services for any illegal purposes, including, without limitation, money laundering, terrorism financing, or the circumvention of any applicable sanctions or regulations.
You consent to receive communications from Cobbee in electronic form and agree that all terms, conditions, agreements, notices, disclosures, and other communications that Cobbee provides to you electronically satisfy any legal requirement that such communications be in writing.
Any waiver or failure to enforce any provision of these Terms on one occasion will not be deemed a waiver of any other provision or of such provision on any other occasion.
If any provision of these Terms is found unenforceable, that provision will be severed and the remaining provisions will remain in full force and effect. The unenforceable provision will be replaced with a valid provision that most closely matches the original intent.
You may not assign or transfer these Terms without Cobbee's prior written consent. Any attempt to assign or transfer these Terms without such consent will be null and void. Cobbee may freely assign or transfer these Terms without restriction.
All provisions of these Terms which by their nature should survive termination shall survive, including without limitation: ownership provisions, warranty disclaimers, indemnification obligations, limitation of liability, dispute resolution provisions, and any representations and warranties you have made.
These Terms constitute the final, complete, and exclusive agreement between you and Cobbee with respect to the subject matter hereof and supersede all prior discussions and agreements between the parties with respect to such subject matter.
For questions about these Terms, please contact us at cobbeefun@gmail.com or through our website.